A U.S. Citizen, or resident alien, who is at least 18 years of age footnote 1, and meets ONE of the following qualifications:

Lives or works in one of these Illinois counties: Bond, Champaign, Christian, Clinton, DeWitt, Douglas, Ford, Fulton, Iroquois, Jersey, Knox, Livingston, Logan, Macon, Macoupin, Madison, Marshall, Mason, McLean, Monroe, Montgomery, Peoria, Piatt, Putnam, Randolph, Saint Clair, Sangamon, Stark, Tazewell, Vermilion, Washington, or Woodford.

Lives, works, or regularly worships in one of these California counties: Alameda, Contra Costa, or Santa Clara.
Why do I have to qualify to join?
As a Credit Union, CEFCU is required by law to have a defined field of membership — the requirements listed above. Once you join CEFCU, you can remain a member for life, even if you no longer meet one of the eligibility requirements.
Ready to start enjoying better?
Open your account online today! You’ll just need a few items to get started:
- A valid government-issued photo I.D., such as a Driver’s License or State-Issued I.D.
- Your current home address.
- Your Social Security number. If you do not have a Social Security number, contact us.
- A routing and account number to fund the account.